Mortgage Broker in Texas

Your Dream of
Homeownership
Starts Here

We guide you step by step through the mortgage process. FHA, VA, Conventional loans and more, with personalized guidance in Spanish and English.

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100+
Families Helped
10+
Years of Experience
20+
Lenders
Mortgage Calculator

Mortgage Calculator

Calculate your estimated monthly payment

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Estimated Monthly Payment
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Includes estimates for property taxes (2.2% of the price a year), homeowners insurance (1% a year) and mortgage insurance; actual amounts vary by county and insurer. The interest rate is not the APR.

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*This calculator gives estimates. Taxes, insurance and mortgage insurance are approximate, so the actual payment may be higher. The interest rate is not the annual percentage rate (APR); the APR includes loan costs and will be higher. The numbers you enter are not a loan offer or a guaranteed rate. Ask us for a Loan Estimate for an accurate quote.

Our Services

Mortgage Solutions Tailored to You

We offer a wide range of financing options to help you achieve the dream of homeownership.

Home Purchase Loans

FHA, VA, Conventional, USDA, and Non-QM programs for every type of buyer.

Learn more

Refinancing

We review whether a refinance could improve your current mortgage terms.

Learn more

ITIN Support

Programs designed for clients who use an ITIN instead of a Social Security number.

Learn more

Personalized Guidance

We guide you through the entire mortgage process with service in Spanish and English.

Learn more

Investor Loans

Financial solutions for investment and commercial real estate.

Learn more

Land Loans

Financing for residential land purchases. The acreage that can be financed depends on the lender and the program.

Learn more
The Tu Hogar en Texas team
10+
Years of Experience
About Us

More Than a Mortgage Broker, We're Your Ally

At Tu Hogar en Texas, operated by M First Mortgage LLC, we understand that buying a home is one of the most important decisions of your life. That's why we provide personalized, hands-on guidance, walking with you through every step of the mortgage process.

Our mission is to make the dream of homeownership accessible for the Hispanic community in Texas, with service in Spanish and English and access to multiple lenders.

Bilingual Service
20+ Lenders
Licensed in Texas
ITIN Support
Mortgage Process

Your Path Home

A simple 5-step process to your new home

Pre-Qualification

We evaluate your financial situation and give you an estimate of what you can buy.

Application

You complete the formal application and provide the necessary documentation.

Processing

We verify your information, prepare your file, and the lender orders the appraisal.

Underwriting

A specialist reviews and approves your loan. We keep you informed every step of the way.

Closing!

You sign the final documents and receive the keys to your new home. Congratulations!

What Our Clients Say

What Our Clients Say

Real testimonials from families who achieved their dream

5.0 out of 5 stars on Google · 17 reviews Leave us a review
FAQ

Frequently Asked Questions

Answers to the most common mortgage questions

Depending on the program, down payment can range from 0% to 20%. FHA programs require as little as 3.5%, and there are down payment assistance programs available.

It may be possible. Some programs accept rent and utility payment history instead of a traditional credit score. We can help you review your alternatives.

Typically the process takes between 30 and 45 days from pre-qualification to closing. However, each case is different and we work to make the process as quick as possible.

Generally you will need: identification, proof of income (pay stubs or tax returns), bank statements, and your social security number or ITIN.

Absolutely! Our team is fully bilingual. We can assist you in Spanish and English throughout the entire process.

Not necessarily. We compare programs from lenders that accept an ITIN (Individual Taxpayer Identification Number). Contact us to review your options.

Communities We Serve

We help you buy a home in Katy, Fulshear and across the Houston area

Home in Katy
Katy, TX
FHA, conventional and other loans
Browse homes for sale
Home in Sugar Land
Sugar Land, TX
FHA, conventional and other loans
Browse homes for sale
Home in Fulshear
Fulshear, TX
FHA, conventional and other loans
Browse homes for sale
Home in Cypress
Cypress, TX
FHA, conventional and other loans
Browse homes for sale
Home in Richmond
Richmond, TX
FHA, conventional and other loans
Browse homes for sale
Home in Spring
Spring, TX
FHA, conventional and other loans
Browse homes for sale

* Tu Hogar en Texas is a mortgage brokerage (M First Mortgage LLC), not a real estate agency. The links open home searches on Zillow, an external site, and are provided for informational purposes only.

Ready to Start Your Mortgage Process?

Request a free consultation today and take the first step toward your dream home in Texas.

Request a Consultation (281) 505-5306

Our Services

Complete mortgage solutions for every situation. Discover how we can help you reach your goals.

Personalized Guidance
Personalized Guidance

Your Guide Every Step of the Way

We accompany you throughout the entire mortgage process with personalized service in Spanish and English. From the first consultation to closing your loan, our team is with you every step of the way.

  • Free no-obligation consultation
  • Fully bilingual service (Spanish / English)
  • Personalized analysis of your financial profile
  • Support through successful closing
Talk to an Expert
Basic Financial Education
Basic Financial Education

Knowledge is Financial Power

We provide guidance on fundamental mortgage concepts so you can make informed decisions. Understanding interest rates, points, closing costs and more has never been easier.

  • Workshops on interest rates and points
  • Clear explanation of closing costs
  • Tips to improve your credit score
  • Step-by-step mortgage process guides
Talk to an Expert
Pre-Qualification / Pre-Approval
Pre-Qualification / Pre-Approval

Know Your Buying Power

We perform a quick evaluation of your financial profile to determine the loan amount you qualify for. With your pre-approval letter, sellers will take you seriously.

  • Quick evaluation in under 24 hours
  • Pre-approval letter to negotiate better
  • No negative impact on your credit
  • Clarity on your real budget
Talk to an Expert
Home Purchase Loans
Home Purchase Loans

Make Your Dream of Homeownership a Reality

We handle various mortgage programs including FHA, Conventional, VA, USDA and Non-QM programs for non-traditional income cases. We compare programs from several lenders so you can see your options.

  • FHA programs with only 3.5% down payment
  • Conventional, VA and USDA loans
  • Non-QM options for non-traditional income
  • First-time buyer assistance programs
Talk to an Expert
Refinancing
Refinancing

Improve Your Mortgage Terms

Want to improve your current mortgage terms? We explore options to reduce your interest rate, lower your monthly payment, or access your property's equity.

  • See whether you could lower your interest rate
  • Compare whether your monthly payment could go down
  • Cash-Out to access your home equity
  • Debt consolidation options, depending on your case
Talk to an Expert
Investor / Commercial Loans
Investor / Commercial Loans

Expand Your Real Estate Portfolio

Financial solutions for investment real estate. Whether you're buying your first rental property or expanding your portfolio, we have options for you.

  • DSCR loans (based on property rental income)
  • Financing for multifamily properties
  • Options for foreign investors
  • Return on investment (ROI) analysis
Talk to an Expert
ITIN Client Support
ITIN Client Support

Your Dream Doesn't Depend on a Number

Programs specifically designed for people who use an ITIN (Individual Taxpayer Identification Number). Some programs do not require a Social Security number.

  • No Social Security number required
  • We accept tax returns with ITIN
  • Flexible down payment programs
  • We handle your data under our Privacy Policy
Talk to an Expert
Land Loans
Land Loans

Build Your Home From the Ground Up

Financing for residential land purchases, for those who want to build their home from the ground up. The acreage that can be financed depends on the lender and the program.

  • Different lot sizes, depending on the lender
  • Residential and agricultural lots
  • Financing for future construction
  • Options with and without existing structures
Talk to an Expert
Access to Multiple Lenders
Access to Multiple Lenders

Over 20 Lenders at Your Fingertips

As a mortgage broker, we work with over 20 lenders, so we can compare programs and options to find the one that fits your situation.

  • Network of over 20 active lenders
  • We compare rates and costs from several lenders
  • We help you review the terms of each offer
  • Programs from different lenders in one place
Talk to an Expert

About Us

Meet the team behind Tu Hogar en Texas and our mission to serve the community.

Our Mission

We Make the Dream of Homeownership Accessible

At M First Mortgage LLC, our mission is to simplify the mortgage process for families in Texas. We believe every person deserves the opportunity to own a home, regardless of their background or financial situation.

We specialize in serving the Hispanic community, offering fully bilingual service and programs designed for the unique needs of our clients, including options for people with an ITIN.

Personalized Service
Bilingual Team
Community Focus
Full Transparency
Our team with happy Tu Hogar en Texas families
Our Team

Meet Your Guide

Maria Primera

Maria Primera

Mortgage Broker / Founder
NMLS #1920759

With over 10 years of experience in the mortgage industry, Maria founded Tu Hogar en Texas with the vision of helping Hispanic families achieve the dream of homeownership.

Company
M First Mortgage LLC
Company NMLS
#2698014
Location
Richmond, TX

Contact Us

We're ready to help you start your mortgage process. Get in touch with us today!

Let's Talk About Your Future Home

Request a free consultation to speak with a mortgage expert. We're available in Spanish and English.

Phone

(281) 505-5306

Email

maria@mfirstmortgage.com

Office

24200 Via Mazzini Way
Suite 301, Oficina 217
Richmond, TX 77406

Hours

Monday to Friday: 9:00 AM to 7:00 PM
Saturday: By appointment

Send Us a Message

We use your information to reply to you and help with your loan, and we do not sell it. See the details in our Privacy Policy.

Tips & Resources

What to do and what to avoid at each stage, a document checklist for your situation, and plain explanations of the terms on your loan papers.

Before, during and at closing

What to Do and What to Avoid

From the time you apply until closing day, the lender reviews your credit, income and savings, and may review them again shortly before you sign. These habits, starting before you apply, help you avoid delays and surprises.

Before you apply

Do this

  • Check your credit early.Get your free reports at AnnualCreditReport.com, the official site, and dispute any errors before you apply.Read more
  • Start gathering your documents.Keep them in one folder, on paper or on your phone. The list for your situation is below.See the list
  • Save for more than the down payment.You will also need money for closing costs, the inspection, moving and an emergency fund.Read more
  • Ask about down payment assistance.Texas has programs that may help with the down payment or closing costs. Each one has its own requirements and limits.Read more
  • Shop around with confidence.When you compare mortgage loans, credit checks made within a short period usually count as one for your score.

Avoid this

  • Do not apply for new cards or loans.Each application can lower your score a little, and every new monthly payment counts in the debts the lender reviews.
  • Do not close your oldest credit cards.Closing them can lower your score. If you do not use them, you can keep them open with no balance.
  • Do not co-sign for anyone.That debt shows up on your credit and usually counts as yours, even if someone else pays it.

While your loan is in process

Do this

  • Pay everything on time.Rent, cards, car and every other bill. One late payment now can affect your loan.
  • Send complete documents quickly.Send every page of each statement, even the blank ones. Each day of waiting can move your closing date.
  • Keep proof of every deposit that is not your paycheck.If someone pays you back or you sell something, keep the receipt or the transfer record; you may be asked for it. If someone is going to give you money, tell us before you receive it.
  • Tell us about any change.A new job, a change in your hours or pay, a new debt or a change in marital status. The sooner we know, the better.
  • Get homeowners insurance quotes as soon as you have a contract.The lender requires it before closing. If the home is in a high-risk flood zone, the lender will also require flood insurance.Read more

Avoid this

  • Do not open new credit or buy on credit.No car, furniture or appliances for the new home until after closing. The lender may check your credit again before you sign.
  • Do not change jobs without talking to us first.The same goes for switching from employee (W-2) to contractor (1099) or cutting your hours. A change is not always a problem, but the lender usually verifies your employment again shortly before closing.
  • Do not move your money without telling us.Withdrawing savings, moving money between accounts or closing an account can mean documenting everything again.
  • Do not deposit cash you cannot document.In many programs, any single deposit larger than half of your monthly income needs proof of where it came from, and the lender can ask about any other deposit too. If you have savings in cash, ask us before you deposit them.

At closing and after

Do this

  • Compare your Closing Disclosure with your Loan Estimate.You receive it at least 3 business days before you sign. If anything is different from what you expected, tell us before closing day.Read more
  • Do the final walk-through.Before you sign, check with your agent that the home is in the agreed condition and that agreed repairs are done.
  • Confirm wiring instructions by phone.Call the title company at a number you saved earlier or confirmed with your agent, never the one in the email or text.
  • Bring your ID and have your funds ready as instructed.The title company gives you the final amount and how to pay it, usually a wire transfer or a cashier's check.
  • After you move in, apply for your homestead exemption.You apply with your county appraisal district, and it can lower your property taxes.Read more

Avoid this

  • Do not send money based on instructions you only got by email or text.A last-minute change of account is a red flag. If you already sent money, call your bank right away to ask them to stop the transfer, alert the title company and report it at ic3.gov.
  • Do not give your Social Security number or ITIN to anyone who calls or writes out of the blue asking for it.Share it only in your loan application or through the channel we tell you. Do not send it by WhatsApp, text message or social media.
  • Do not sign until your questions are answered.Ask about anything you do not understand before you sign. There are no silly questions here.
Documents

Your Document Checklist

The exact list depends on your type of income, the program and the lender. Start with what everyone needs, then open the situations that look like yours; you can open more than one.

For everyone

You usually do not need your physical Social Security card: with your permission, the lender verifies your number directly.

You are an employee (W-2)
You are self-employed or paid on a 1099

Many programs ask for 1 to 2 years of self-employment history. Some use 12 to 24 months of bank statements instead of tax returns.

You receive retirement, pension or Social Security income
You are buying with an ITIN

Make sure your ITIN is current. It expires on December 31 of the third year in a row that it is not used on any federal tax return, and also if it was assigned before 2013 and never renewed. You renew it with Form W-7.

Read more
You are a veteran or service member (VA)

If you are in the National Guard or Reserve, or a surviving spouse, the documents may be different; we will tell you which ones.

Someone is giving you money for the down payment or closing

Who can give you money, and how much, depends on the program. Tell us before the money moves.

You already own property or are buying to invest

Some investor programs (DSCR) look mainly at the rent the property can bring in. If you live outside the United States, there are also programs with different requirements; we will tell you which documents apply.

You are refinancing

If you want to take cash out of the Texas home you live in, special rules from the Texas Constitution apply, with notices and waiting periods. We explain them before you apply.

Other situations

This list is a general guide, not a final list. Depending on your case and your program, the lender may ask for other documents or a letter of explanation. Send us your documents only through the channel we tell you, never through social media.

Tu Hogar en Texas, a trade name of M First Mortgage LLC (NMLS #2698014). Maria Primera, NMLS #1920759. tuhogarentexas.com · (281) 505-5306. General educational information, not an offer of credit.

Already have your documents, or not sure which case is yours?

Request a Consultation Start Application
Glossary

Words You Will See

Your loan papers use terms like these. Tap or click one to see what it means in plain words, with the Spanish term below it.

Pre-qualification / Pre-approvalPrecalificación o preaprobación

A letter showing the approximate amount you may be able to borrow, based on the information reviewed so far. It is not a final approval or a loan commitment.

Loan EstimateEstimación del Préstamo

A standard 3-page form with a loan's interest rate, estimated payment and closing costs. It must be delivered or mailed to you no later than 3 business days after you apply, and it helps you compare offers.

APR (Annual Percentage Rate)Tasa de porcentaje anual

The yearly rate that shows the cost of your loan, including interest and certain fees. That is why it is usually different from the interest rate. It helps you compare loans.

Rate lockBloqueo de tasa

An agreement that holds your interest rate for a set time while your loan is processed, as long as the details of your application do not change. Always ask when it expires.

Earnest moneyDepósito de buena fe

Money you deliver to the title company after the seller accepts your offer (in Texas, usually within 3 days) to show you are serious. It is applied to your purchase at closing.

Option periodPeriodo de opción

The days agreed in your Texas purchase contract when you can inspect the home and end the contract for any reason. In exchange you pay the seller a fee (the option fee), which is delivered to the title company and, if you buy the home, credited to the price at closing.

AppraisalAvalúo

A licensed appraiser estimates the home's value for the lender. It is not the same as the inspection. If the appraisal comes in below the price, we walk you through your options.

UnderwritingSuscripción (revisión del prestamista)

The lender's in-depth review of your credit, income, savings, documents and the appraisal before it decides on your loan. It is common for the lender to ask for something more before final approval, such as a document or a letter of explanation.

Letter of explanation (LOE)Carta de explicación

A short letter you write to explain something in your file, such as a large deposit, a credit inquiry or a gap in employment.

Clear to closeListo para cerrar

The notice that the lender has signed off on the conditions and closing can be scheduled.

Closing DisclosureDeclaración de Cierre

A 5-page form with the final terms and all the costs of your loan. You must receive it at least 3 business days before you sign. Compare it with your Loan Estimate.

Escrow accountCuenta de depósito en garantía (escrow)

An account that holds part of your monthly payment to pay your property taxes and homeowners insurance when they are due. It is handled by the company you pay your mortgage to. Many loans require one.

Mortgage insurance (PMI or MIP)Seguro hipotecario

It protects the lender if the loan is not repaid. FHA loans require it (MIP), and so do many conventional loans when the down payment is small (PMI). It is not the same as homeowners insurance.

Resources

Keep Learning

Free tools and short articles for every stage of your purchase.

Free tools

Free homebuyer guideThe 6 steps to buying a home in Texas, to read online or save as a PDF. Mortgage CalculatorEstimate a payment with your own numbers, for a purchase or a refinance.

Articles

See all articles

Updated October 2026. This information is general and educational. It is not an offer of credit or a loan commitment. All loans are subject to lender approval and to credit, income, property and eligibility requirements. Programs and requirements may change. Tu Hogar en Texas is a registered trade name of M First Mortgage LLC (NMLS #2698014), a mortgage broker licensed in Texas. We are not a bank or a lender.

Careers

Join our team and help families achieve the dream of homeownership.

Are You Passionate About Helping People?

At M First Mortgage LLC we're looking for motivated Loan Officers committed to our community. If you have experience in the mortgage industry or are interested in starting a career in this field, we want to meet you!

We offer a family-oriented work environment, ongoing training, and the opportunity to make a real difference in families' lives.

Competitive Commissions

Attractive compensation plan with commissions for each successfully closed loan.

Ongoing Training

Constant professional development and training to keep you up to date with the industry.

Flexibility

Work with flexible schedules and the possibility of remote/hybrid work.

Tools & Support

Access to cutting-edge technology and administrative support so you can focus on your clients.

Family Environment

A united team that works as a family, with values of respect and collaboration.

Professional Growth

Opportunities for career advancement and development within the company.

Interested in Joining?

Send your resume and cover letter to our email.

Send Application

Or call us at (281) 505-5306

Blog / News

Tips and resources for your path to homeownership

Privacy Policy

How we collect, use and protect your information.

Last updated: October 9, 2026

This website, tuhogarentexas.com (Tu Hogar en Texas), is operated by M First Mortgage LLC (NMLS #2698014), a mortgage company with an office in Richmond, Texas. This policy explains what information we collect when you visit the site, how we use it and what choices you have.

Information you give us

  • Contact form: your name, phone number, email, the service you are interested in and your message. If you completed the quiz, your answers, score and result are also sent. If you tapped Get Pre-Qualified Now! in the calculator, your estimate is also sent: home price, down payment, loan type, rate, term and monthly payment. You can remove either one before sending. The form also includes how you reached the site (the site you came from, such as Google or Instagram, or a direct visit; the campaign name if you used a campaign link; and whether you came from a Google ad or a Facebook or Instagram link) and the first page you visited.
  • Forms for real estate agents: the agent's name, phone, email and brokerage. In a pre-approval letter request, also the buyer's name, the property address and the offer price. In a referral, the client's name, phone and email, their language, their situation and when they plan to buy. The form also sends any notes the agent adds, when the letter is needed and, as with the contact form, how the agent reached the site and the first page they visited. The agent confirms that their client agreed to be contacted, and we use this information only to handle that request.
  • Mortgage assistant chat: the questions you type in the chat.
  • Phone, WhatsApp and email: the information you share when you call or write to us.

Information collected automatically

  • Google Analytics: we use Google Analytics to understand how the site is used. Google Analytics uses cookies and collects data such as the pages you visit, your device and browser type, your approximate location and where you came from. We also record actions such as tapping the call or WhatsApp buttons, opening the chat, completing the quiz or sending the form. We do not send your name, phone number, email or the content of your messages to Google Analytics.
  • Data saved in your browser: your own browser keeps your preferred language, whether you use dark mode, whether you already completed the quiz, which documents you checked off on the Tips page checklist, whether you closed the language suggestion and whether you turned off Google Analytics. While the tab is open, it also keeps your quiz results, your calculator estimate and how you reached the site. This data does not leave your browser unless you send the contact form or one of the agent forms.
  • Technical data: our hosting provider, Netlify, processes technical data such as your IP address to deliver and protect the site.

How we use your information

  • To answer your questions and give you information about mortgage loans.
  • To prepare loan options and, if you choose, help you with your application.
  • To learn which pages and channels work best and improve the site.
  • To comply with the laws that apply to mortgage companies.

We do not sell your personal information.

Who we share your information with

  • Providers that run the site: Netlify (hosting and the contact form), Google (Google Analytics, Google Fonts, the map of our office and Gemini, the artificial intelligence service that answers in the chat) and Cloudflare (cdnjs, which delivers some of the site's files). Each one processes data under its own policies.
  • Lenders: if you decide to move forward with a loan, we share the necessary information with the lenders that can offer you financing.
  • When the law requires it: for example, to respond to a court order or a regulator.

The artificial intelligence chat

The questions you type in the chat are sent to Gemini, a Google service, to generate the answers, and Google may process them under its own terms. Our site does not keep a history of your conversations. The chat is for information only. Please do not type sensitive data in the chat, such as your Social Security number (SSN), your ITIN, bank account numbers or passwords.

Loan applications

The Start Application button takes you to LendingPad, the platform we use for loan applications. The information you enter there is handled under LendingPad's privacy policy and the privacy notice we give you during the loan process, as federal law requires.

Links to other sites

The site links to WhatsApp, Facebook, Instagram, LinkedIn, Zillow, Google Maps and NMLS Consumer Access. Those sites have their own privacy policies.

Your choices

  • You can turn off Google Analytics on this site with the button at the end of this page, or on all sites with the Google Analytics opt-out browser add-on.
  • If your browser sends the Global Privacy Control signal, we do not load Google Analytics.
  • You can delete the data saved in your browser from your browser settings. If you do, your choice to turn off Google Analytics is deleted too, so you would need to turn it off again.
  • You can ask us to see, correct or delete the information you sent us through the site. Write or call us using the details below. We may need to keep some information when the law requires it.

To learn more about how Google uses data, see How Google uses information from sites or apps that use its services.

Security

The site uses encrypted connections (HTTPS) and we take reasonable steps to protect your information. Even so, no system on the internet is completely secure.

Children

This site is intended for adults. We do not knowingly collect information from anyone under 18.

Changes to this policy

We may update this policy. The date of the last update appears at the top of this page.

Contact

M First Mortgage LLC (NMLS #2698014)
24200 Via Mazzini Way, Suite 301, Office 217, Richmond, TX 77406
Phone: (281) 505-5306
Email: maria@mfirstmortgage.com

Google Analytics in this browser

For Real Estate Agents

Request a pre-approval letter for your buyer's offer or refer a client to us. We work with you and your client in Spanish or English.

Request a pre-approval letter Refer a client

Why agents work with us

Spanish and English

We explain every step to your client in their language, and to you in yours.

ITIN and self-employed buyers

Options for buyers with an ITIN, self-employed buyers and first-time buyers.

Multiple lenders

As a mortgage broker we compare programs from several lenders to find the one that fits your client.

Clear communication

We keep you posted on your client's loan through closing.

Is the seller offering a concession?

Compare a price cut with a 2-1 temporary or permanent rate buydown, and send the result to your buyer.

Open the calculator

Request a pre-approval letter

For buyers already pre-approved with us. We prepare the letter with your offer's price and address. New client? Use the referral form.

Your details

The offer

Refer a client

Send us your client's details and we will contact them to start their pre-qualification. We'll let you know once we've talked with them.

Your details

Your client

Client's situation (check all that apply)

We use this information only to handle your request, and we never sell it. Read our Privacy Policy.

Is it urgent? Call or WhatsApp Maria at (281) 505-5306.

Message on WhatsApp

Price Cut or Rate Buydown?

When the seller offers money, compare which option lowers your buyer's payment the most.

The scenario

$
%
%
$
%

One point costs 1% of the loan. How much it lowers the rate depends on the lender and the day; 0.25% is a common example.

Price cut

2-1 temporary buydown

Permanent buydown (points)

Send this comparison

Want exact numbers for your buyer? Talk to Maria

*Payments are principal and interest only; they do not include taxes, homeowners insurance, mortgage insurance or dues, so the actual payment will be higher. The interest rate is not the annual percentage rate (APR); the APR includes loan costs and will be higher. Ask us for a Loan Estimate. On FHA, VA and USDA loans the program's upfront fee is usually added to the loan, which raises the payment a little. The numbers you enter here are not a loan offer or a guaranteed rate. Programs, seller contribution limits and approval depend on the lender and the buyer. With a temporary buydown, the buyer qualifies at the full rate.

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The page you are looking for does not exist or has moved. These pages can help:

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Can You Buy a Home?

Answer these quick questions to discover your options

What is your employment status?

What is your approximate annual income?

Do you have credit history?

How much do you have saved for a down payment?

Is this your first home?

What documentation do you have?

AI Mortgage Assistant Tu Hogar en Texas
Hi! 👋 I'm your virtual mortgage assistant. Ask me about loans, down payments, credit, programs, or any home buying topic. How can I help?
This assistant is informational only. Do not type your SSN, ITIN or account numbers. For personalized advice call (281) 505-5306.